History Report

Why do people who have never had a credit card, a bank or car loan want a credit history check?  This woman was using the public Internet terminals and was getting audibly frustrated with the computer.  I went over to see what the issue was and found that she was trying to get her credit report online.  Only she didn't have a credit card to pay for the supposedly free credit report.  She was trying to use her public assistance issued debit card to pay online.